top of page

Services

Florida Mortgage Consultant Celeste Jo Walls

Trusted Florida Mortgage Consultant

I'm NOT a loan officer you'll find at a desk in a bank, where you can only reach me from 9am to 4:59pm (except for lunch).  I'm also NOT a representative who sticks to a script when you call a toll free number (I can barely stick to my own scripts, much less someone else's, lol!); and I'm also NOT someone who can't answer any question that strays from that script.  I'm a person who takes pride in what I do, and I make it my business to learn all the ins and outs of the everchanging Florida mortgage industry so I can be an expert resource for you, my clients and realtor partners, offering insight, transparency throughout the loan process, and unparalleled customer service. 

 

I'm with you every step of the way, from initial consult to closing on your new home.  I take a dedicated, methodical approach to your needs, and if it's not a good Florida home loan solution for you, then you won't hear me recommend it.

I don't profess to have all the answers.  (In the labyrinth that is mortgage rules, government regulations, and lender overlays, it would be foolish for anyone to claim that they do!)  But, I do have the resources and track-record of finding the answers when I don't readily know them, and that's what makes my mortgage consultative approach different from any other mortgage loan officer you will ever meet. 

I invite you to check out the Florida mortgage loan testimonies of my past and present clients.  I say "present" because many of my clients come back for my help again and again for their next home purchase or refinance.  Once you've read through these testimonies, I invite you to reach out.  Thank you for considering me, and I look forward to our first chat.

Your Realtor's Partner

I work side-by-side with your realtor, ensuring transparency and a smooth home loan experience for you and your family.  If you already have a realtor, that's great, and I look forward to working with him or her!  If you don't have a realtor, then I know some amazing Florida realtors across the state.  Some of them you'll read about in my Florida mortgage blog.  I periodically do realtor Q&As, and these are often with my realtor partners, where they speak on their geographic area of expertise on the state of the real estate market in Florida. 

If you're a realtor and we have never worked together before, I'm excited at the prospect of working with you.

Speaker & Entrepreneur

With a background in entrepreneurship and public speaking, I often speak on relevant Florida mortgage industry and Florida real estate market topics, with a little sprinkling of inspiration and motivation that is sure to get your blood pumping and excited about the possibilities.  In the past, I've been invited to speak at the following businesses, organizations, and institutions on at least one of these relevant topics in my wheelhouse of expertise: mortgaging, marketing, and small business entrepreneurship:

  • Century 21 Myers Realty

  • Century 21 in Celebration, FL

  • Winter Haven Chamber of Commerce

  • Haines City Chamber of Commerce

  • Rotary Club of Lake Wales

  • Better Living for Seniors in Lakeland

  • Keiser University

  • Winter Haven Christian School 

  • And many more! 

 

Types of presentations and public speaking collaborations include:

  • Lunch and Learns (contact me for more details)

  • Open Houses (I can co-host an open house with you to help qualify potential buyers who come to tour the home)

  • Realtor Wine Downs after 5pm

  • First-Time Home Buyer Education (free and open to the public)

  • Team Building Events for Realtor Brokerages, Not-for-Profit Organizations, and Small Businesses 

If you think your realtors, members, or employees could benefit from a motivational and energetic presentation on small business entrepreneurship, marketing, or mortgaging, I invite you to get in touch.  Let's talk about it.

bottom of page